Experience Buyer’s Joy

Feel good about what you buy and how you pay for it. With Flex Pay, you can make thoughtful purchases and pay for them in bite-sized pieces while keeping yourself on budget

How Flex Pay Works

1. Plan with your Agent

Plan your trip with your travel advisor like normal, then when you’re ready to book, they’ll send you an application.

2. Quick & Easy

Provide a few pieces of information and receive a quick decision.

3. Enjoy Now

Enjoy your trip now and pay for it over time with low monthly installments.

Frequently Asked Questions

What is Flex Pay?

Flex Pay gives you the freedom to purchase what you want now and pay over time with simple fixed installments. Some plans include interest while some are interest-free.

I purchased a trip using Flex Pay, can I travel before it's paid off?

Yes! You do need to allow a few days between booking and your departure date for things to process. Other than that, you are free to travel whenever - even before you're all paid off.

How are my loan term offers determined?

We look at a number of factors, including your credit information, purchase details, and more.

US: Down payment may be required. Actual terms are based on your credit score and other factors and may vary. APRs range from 0% to 36%. Minimum $150 purchase required. Not everyone is eligible. Loans made through Flex Pay by Upgrade are offered by these lending partners: upgrade.com/flex-pay/lenders/. Privacy Policy. Terms of Use. 275 Battery Street, 23rd Floor. San Francisco, CA 94111, USA

CA: Down payment may be required. Actual terms are based on your credit score and other factors and may vary. APRs range from 0% to 31.99%. Minimum $150 purchase required. Not everyone is eligible. Applicants are subject to approval by Uplift Canada Services ULC, a subsidiary of Upgrade, Inc. Privacy Policy. Terms of Use. Flex Pay’s Canada Address: 410 Adelaide Street West, Suite 220, Toronto, ON M5V 1S8, Canada.